Barclaycard launches PayTag contactless payment sticker

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Barclays is to launch a contactless payment system for it's Barclaycard Visa customers. The Barclaycard PayTag is a sticker that's about a quarter of the size of a normal Visa card and can be fixed to the back of your phone (or any other device). It effectively turns the cardholders item into a mobile wallet.

It's a free addition to customers existing Barclaycard account and will let customers make purchases for amounts up to £15 initially but this will rise to limits of £20 in June this year. It can be used at stores where 'contactless' payment systems exist which will soon include Waitrose, McDonald's, Boots, WH Smith, Tesco, Starbucks, Caffe Nero, Pret, the Slug and Lettuce and the London Underground.

Concerns have been raised over security as the sticker doesn't require a pin number on purchases but Barclaycard says it comes with the same 100% fraud protection as its other cards and they will refund anyone who loses their card which is then used fraudulently. 

Barclaycard Visa customers will be offered the chance to try it over the next few weeks. 

The idea is to make payment quicker and easier but as far as we can see it just saves typing in a PIN number. Not a massive time-saver. It would save carrying your wallet or purse around though. We're not sure about the idea of losing your phone and having a 'free to use Visa card' stuck to the back of it. It's a good idea but like many trialled contactless payment schemes it will have to go a long way to reassuring the public before it takes off. Potentially your details could be taken from you without you knowing it? Would it be just as easy just to swipe your Visa card instead? Would you use it?

Check out the Barclaycard PayTag video: 

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